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Home sellers are never in the dark with my weekly communication.  This e-mail report updates not just the activity on your house, but your entire neighborhood.  The #1 complaint from home sellers is that they rarely heard from their Realtor.  If you allow me to sell your home, you will hear from me each week, guaranteed!

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  FoxNews.com Reports the Fed Holds Steady!

The Federal Reserve made only small changes to the policy statement released on Wednesday, holding policy steady and repeating it expects to hold interest rates low for extended period. As expected, the Fed kept its target for its federal funds rate set at a range of zero to 0.25%. The Fed repeated that it "continues to anticipate that economic conditions are likely to warrant exceptionally low levels of the federal funds rate for an extended period." The Fed said it would purchase less debt from federal housing agencies. The Fed said it would buy $175 billion of agency debt, down from prior plans to purchase $200 billion. The Fed said there was a limited availability of the securities.

FoxNews.com, Greg Robb, Marketwatch, (11.04.09)

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Mortgage Applications Rise as Rates Fall
Mortgage applications increased last week as mortgage rates declined for the third straight week.

The Mortgage Bankers Association weekly index rose 16.4 percent on a seasonally adjusted basis compared to the previous week. And was up 38.4 percent compared to the same week last year.

The unadjusted purchase index increased 12.9 percent compared to the previous week and was 2.2 percent lower than it was a year ago.

The refinance index increased 18.2 percent and was at its highest level since mid-May.

Thirty- and 15-year mortgage rates were well below 5 percent:

• 30-year fixed-rate mortgages decreased to 4.89 percent from 4.94 percent.
• 15-year fixed-rate mortgages decreased to 4.32 percent from 4.34 percent.
• 1-year ARMs increased to 6.56 percent from 6.40 percent.

Source: Mortgage Bankers Association (10/07/2009)